Caleb Harty(CA Insurance License #0N07884) and Brendan Harty(CA Insurance License #0M02156) are agents licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA, CT, DC, DE, FL, IL, MA, MD, ME, NC, NH, NJ, NY, PA, TX, VA and VT. No insurance business may be conducted outside these states referenced.

Caleb Harty and Brendan Harty are Registered Representatives of and collectively offer securities products and services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the state of CA, CT, FL, IL, MA, MD, ME, NC, NH, NJ, NY, TX and UT. No offers may be made or accepted from any resident outside the specific state referenced.

Caleb Harty and Brendan Harty are also separately registered as investment adviser representatives, under Eagle Strategies LLC, a Registered Investment Adviser, offering investment advisory services in the states of CA, CT, FL, IL, MD, ME, NC, NH, NY and UT As such, these services are strictly intended for individuals residing in this state.

¹Neither Harty Financial, its staff nor NYLIFE Securities LLC or its representatives or affiliates provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional before making any decision.

Eagle Strategies LLC and NYLIFE Securities LLC are New York Life Companies.

Harty Financial is not owned or operated by Eagle Strategies LLC or its affiliates.

Caleb Harty is a Member Agent of the Nautilus Group®. The Nautilus Group® is a service of New York Life Insurance Company. Neither The Nautilus Group®, its member agents, nor its staff provide tax, legal, or accounting advice. Clients are urged to seek the advice of their own professional advisors before implementing any planning strategies.